Terms of Service

Effective Date: March 28, 2026

Welcome to Virtue.Homes, owned and operated by Virtue Collective, LLC (“Virtue,” “we,” “our,” or “us”).

By accessing or using our website at https://virtue.homes or any of our services, you agree to these Terms of Service.

If you do not agree, please do not use our services.

1. Overview of Services

Virtue.Homes provides a platform designed to help homeowners:

Plan home projects

Understand potential pricing

Connect with independent contractors and service providers (“Virtue PROs”)

Virtue.Homes may also provide guidance, communication support, and general project assistance.

2. Not a Contractor

Virtue.Homes is not a licensed contractor, and does not perform construction, repair, or home services unless explicitly stated in writing.

All work is performed by independent contractors or service providers.

Virtue.Homes does not:

Guarantee contractor performance

Control how work is completed

Assume responsibility for project execution

Any agreement for services is between you and the contractor, not Virtue.Homes.

3. Independent Contractors

All contractors and service providers are independent businesses.

They are solely responsible for:

Licensing and compliance

Insurance coverage

Work quality and safety

Pricing and execution

Virtue.Homes may assist in connecting, recommending, or communicating, but does not employ or control these providers.

4. Estimates & Pricing

Any pricing provided through Virtue.Homes, including through chat, tools, or AI (such as “Blu”), is:

An estimate or prediction

Based on available data and assumptions

Not a guaranteed or final price

Final pricing is determined by the contractor after reviewing your project.

5. Payments & Fees

Virtue.Homes may receive compensation from contractors or service providers when a project is completed.

This compensation does not increase your cost unless otherwise disclosed.

Virtue.Homes is not responsible for payment disputes between you and any contractor.

6. SMS Communications & Consent

By submitting your information through our website, forms, or chat, you agree to receive communications from Virtue.Homes, including text messages.

Types of Messages

Appointment reminders

Project updates

Service communications

Follow-ups

Promotional messages (if opted in)

Message Frequency

Message frequency varies based on your interaction.

Message & Data Rates

Standard message and data rates may apply.

Opt-Out

You can opt out at any time by replying:
STOP

For help, reply:
HELP

Your consent to receive messages is not a condition of purchase.

7. User Responsibilities

By using our services, you agree to:

Provide accurate and truthful information

Communicate respectfully with contractors and staff

Make your own informed decisions regarding services

Verify contractor qualifications if desired

8. Limitation of Liability

To the fullest extent permitted by law, Virtue Collective, LLC and Virtue.Homes are not liable for:

Contractor performance or workmanship

Project delays or damages

Pricing discrepancies

Losses resulting from contractor agreements

Your use of the platform is at your own risk.

9. No Warranties

Virtue.Homes provides services “as is” and “as available.”

We do not guarantee:

That services will meet your expectations

That contractors will perform to a specific standard

That the platform will be error-free or uninterrupted

10. Third-Party Services

Virtue.Homes may connect you with third-party providers.

We are not responsible for the actions, services, or policies of those third parties.

11. Affiliated Entities

Virtue Collective, LLC operates Virtue.Homes.

Affiliated companies may include:

Virtue Homes, LLC (DBA Tennoffers)

Virtue Homes Services, LLC

Each operates as a separate entity and may be involved depending on your request.

12. Termination of Use

We reserve the right to restrict or terminate access to our services at any time, for any reason, including misuse of the platform.

13. Changes to Terms

We may update these Terms of Service at any time.

Continued use of the platform after updates constitutes acceptance of the revised terms.

14. Governing Law

These Terms are governed by the laws of the State of Tennessee.

15. Contact Information

Virtue Collective, LLC (DBA Virtue.Homes)
Website: https://virtue.homes